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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

Buy-to-Let calculator

This calculator will give you a broad indication of the amount we are able to lend. It’s designed for guidance purposes only.

 

This calculator is not suitable for any additional borrowing. To discuss additional borrowing please get in touch with our Telephone Business Development Managers via your regional case management team (option 3).

Max Loan Available
  • The tax band you select must take into account expected rental income from all properties that the applicant(s) will own on completion of this application.
  • Tax band will be based on the applicant with the highest income.
  • If any applicant is Self – Employed / Day Rate Contractors, please select “BTL High Rate Tax (145% ICR) regardless of their tax band.
£
£
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Application Type Less than 5 year term products 5 year or more term products
Re-mortgages with no additional borrowing (excluding residential to BTL / Let To Buy) Higher of 5.5% or product rate +1% Higher of 5.5% or product rate +1%
All other application types (including residential to BTL / Let To Buy) Higher of 6.5% or product rate +2% Higher of 5.5% or product rate +1%

Most Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.