• Residential Range

    Whatever your clients' needs, we have a range of mortgages to meet them.

    For certainty over the longer term, we offer a wide range of fixed rate mortgages for First Time Buyers, Homemovers and Remortgagers, with plenty of options available in regards to term lengths and fee structures.

    We also offer a range of variable rate mortgages, and many of our products come with the benefit of free valuations, free legals (both remortgage only) or cashback offers.

  • Mortgage Product Guide

    Effective date 04/12/2018

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    Product type

    Product term




    LTV

    Client type Product code LTV Product term Product type Tracked/fixed until Initial rate Product fee  
    Rate Switch - Residential 21CY
    £250,000 - £7,500,000
    60% 2 year Fixed 31/01/2021 1.43% £0 +
    Rate Switch - Residential 21CM
    £150,000 - £249,999
    60% 2 year Fixed 31/01/2021 1.54% £0 +
    Rate Switch - Residential 21CA
    £0 - £149,999
    60% 2 year Fixed 31/01/2021 1.64% £0 +
    Rate Switch - Residential 21DE
    £250,000 - £7,500,000
    60% 5 year Fixed 31/01/2024 1.95% £0 +
    Rate Switch - Residential 21CS
    £150,000 - £249,999
    60% 5 year Fixed 31/01/2024 1.99% £0 +
    Rate Switch - Residential 21CG
    £0 - £149,999
    60% 5 year Fixed 31/01/2024 2.09% £0 +
    Rate Switch - Residential 21CZ
    £250,000 - £7,500,000
    75% 2 year Fixed 31/01/2021 1.48% £0 +
    Rate Switch - Residential 21CN
    £150,000 - £249,999
    75% 2 year Fixed 31/01/2021 1.59% £0 +
    Rate Switch - Residential 21CB
    £0 - £149,999
    75% 2 year Fixed 31/01/2021 1.69% £0 +
    Rate Switch - Residential 21DF
    £250,000 - £7,500,000
    75% 5 year Fixed 31/01/2024 1.95% £0 +
    Rate Switch - Residential 21CT
    £150,000 - £249,999
    75% 5 year Fixed 31/01/2024 1.99% £0 +
    Rate Switch - Residential 21CH
    £0 - £149,999
    75% 5 year Fixed 31/01/2024 2.19% £0 +
    Rate Switch - Residential 21DA
    £250,000 - £7,500,000
    80% 2 year Fixed 31/01/2021 1.53% £0 +
    Rate Switch - Residential 21CO
    £150,000 - £249,999
    80% 2 year Fixed 31/01/2021 1.64% £0 +
    Rate Switch - Residential 21CC
    £0 - £149,999
    80% 2 year Fixed 31/01/2021 1.74% £0 +
    Rate Switch - Residential 21DG
    £250,000 - £7,500,000
    80% 5 year Fixed 31/01/2024 2.10% £0 +
    Rate Switch - Residential 21CU
    £150,000 - £249,999
    80% 5 year Fixed 31/01/2024 2.14% £0 +
    Rate Switch - Residential 21CI
    £0 - £149,999
    80% 5 year Fixed 31/01/2024 2.39% £0 +
    Rate Switch - Residential 21DB
    £250,000 - £7,500,000
    85% 2 year Fixed 31/01/2021 1.58% £0 +
    Rate Switch - Residential 21CP
    £150,000 - £249,999
    85% 2 year Fixed 31/01/2021 1.69% £0 +
    Rate Switch - Residential 21CD
    £0 - £149,999
    85% 2 year Fixed 31/01/2021 1.79% £0 +
    Rate Switch - Residential 21DH
    £250,000 - £7,500,000
    85% 5 year Fixed 31/01/2024 2.25% £0 +
    Rate Switch - Residential 21CV
    £150,000 - £249,999
    85% 5 year Fixed 31/01/2024 2.29% £0 +
    Rate Switch - Residential 21CJ
    £0 - £149,999
    85% 5 year Fixed 31/01/2024 2.49% £0 +
    Rate Switch - Residential 21DC
    £250,000 - £7,500,000
    90% 2 year Fixed 31/01/2021 2.24% £0 +
    Rate Switch - Residential 21CQ
    £150,000 - £249,999
    90% 2 year Fixed 31/01/2021 2.39% £0 +
    Rate Switch - Residential 21CE
    £0 - £149,999
    90% 2 year Fixed 31/01/2021 2.49% £0 +
    Rate Switch - Residential 21DI
    £250,000 - £7,500,000
    90% 5 year Fixed 31/01/2024 2.60% £0 +
    Rate Switch - Residential 21CW
    £150,000 - £249,999
    90% 5 year Fixed 31/01/2024 2.64% £0 +
    Rate Switch - Residential 21CK
    £0 - £149,999
    90% 5 year Fixed 31/01/2024 2.69% £0 +
    Rate Switch - Residential 21DD
    £250,000 - £7,500,000
    120% 2 year Fixed 31/01/2021 3.90% £0 +
    Rate Switch - Residential 21DJ
    £250,000 - £7,500,000
    120% 5 year Fixed 31/01/2024 4.00% £0 +
    Rate Switch - Residential 21CR
    £150,000 - £249,999
    120% 2 year Fixed 31/01/2021 4.00% £0 +
    Rate Switch - Residential 21CX
    £150,000 - £249,999
    120% 5 year Fixed 31/01/2024 4.10% £0 +
    Rate Switch - Residential 21CF
    £0 - £149,999
    120% 2 year Fixed 31/01/2021 4.10% £0 +
    Rate Switch - Residential 21CL
    £0 - £149,999
    120% 5 year Fixed 31/01/2024 4.20% £0 +