• Residential Range

    Whatever your clients' needs, we have a range of mortgages to meet them.

    For certainty over the longer term, we offer a wide range of fixed rate mortgages for First Time Buyers, Homemovers and Remortgagers, with plenty of options available in regards to term lengths and fee structures.

    We also offer a range of variable rate mortgages, and many of our products come with the benefit of free valuations, free legals (both remortgage only) or cashback offers.

  • Mortgage Product Guide

    Effective date 08/02/2019

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    Product type

    Product term

    LTV

    Client type Product code LTV Product term Product type Tracked/fixed until Initial rate Product fee  
    HMV and FTB - repayment only 22FL
    £5,000 - £1m    		 60% 2 year Fixed 31/03/2021 1.69% £995 +
    HMV and FTB - repayment only 22FV
    £5,000 - £1m    		 60% 3 year Fixed 31/03/2022 1.74% £995 +
    HMV and FTB - repayment only 21SV
    £5,000 - £1m    		 60% 5 year Fixed 31/03/2024 1.94% £995 +
    HMV and FTB - repayment only 22FM
    £5,000 - £1m    		 60% 2 year Fixed 31/03/2021 2.04% £0 +
    HMV and FTB - repayment only 22FW
    £5,000 - £1m    		 60% 3 year Fixed 31/03/2022 2.04% £0 +
    HMV and FTB - repayment only 21SW
    £5,000 - £1m    		 60% 5 year Fixed 31/03/2024 2.14% £0 +
    HMV and FTB - repayment only 22SW
    £5,000 - £1m    		 60% 10 year Fixed 31/03/2029 2.29% £995 +
    HMV and FTB - repayment only 22SX
    £5,000 - £1m    		 60% 10 year Fixed 31/03/2029 2.39% £0 +
    HMV and FTB - repayment only 21TG
    £5,000 - £1m    		 60% 10 year Fixed 31/03/2029 2.69% £0 +
    HMV and FTB - repayment only 22FN
    £5,000 - £1m    		 75% 2 year Fixed 31/03/2021 1.74% £995 +
    HMV and FTB - repayment only 22FX
    £5,000 - £1m    		 75% 3 year Fixed 31/03/2022 1.79% £995 +
    HMV and FTB - repayment only 21SX
    £5,000 - £1m    		 75% 5 year Fixed 31/03/2024 1.99% £995 +
    HMV and FTB - repayment only 22FO
    £5,000 - £1m    		 75% 2 year Fixed 31/03/2021 2.09% £0 +
    HMV and FTB - repayment only 22FY
    £5,000 - £1m    		 75% 3 year Fixed 31/03/2022 2.09% £0 +
    HMV and FTB - repayment only 21SY
    £5,000 - £1m    		 75% 5 year Fixed 31/03/2024 2.19% £0 +
    HMV and FTB - repayment only 22SY
    £5,000 - £1m    		 75% 10 year Fixed 31/03/2029 2.34% £995 +
    HMV and FTB - repayment only 22SZ
    £5,000 - £1m    		 75% 10 year Fixed 31/03/2029 2.44% £0 +
    HMV and FTB - repayment only 21TH
    £5,000 - £1m    		 75% 10 year Fixed 31/03/2029 2.74% £0 +
    HMV and FTB - repayment only 22FP
    £5,000 - £1m    		 80% 2 year Fixed 31/03/2021 1.79% £995 +
    HMV and FTB - repayment only 22FZ
    £5,000 - £1m    		 80% 3 year Fixed 31/03/2022 1.84% £995 +
    HMV and FTB - repayment only 22OF
    £5,000 - £1m    		 80% 5 year Fixed 31/03/2024 2.04% £995 +
    HMV and FTB - repayment only 22FQ
    £5,000 - £1m    		 80% 2 year Fixed 31/03/2021 2.19% £0 +
    HMV and FTB - repayment only 22GA
    £5,000 - £1m    		 80% 3 year Fixed 31/03/2022 2.19% £0 +
    HMV and FTB - repayment only 22OG
    £5,000 - £1m    		 80% 5 year Fixed 31/03/2024 2.24% £0 +
    HMV and FTB - repayment only 21TI
    £5,000 - £1m    		 85% 10 year Fixed 31/03/2029 2.89% £0 +
    HMV and FTB - repayment only 22FR
    £5,000 - £1m    		 85% 2 year Fixed 31/03/2021 1.84% £995 +
    HMV and FTB - repayment only 22GB
    £5,000 - £1m    		 85% 3 year Fixed 31/03/2022 1.89% £995 +
    HMV and FTB - repayment only 22OH
    £5,000 - £1m    		 85% 5 year Fixed 31/03/2024 2.09% £995 +
    HMV and FTB - repayment only 22FS
    £5,000 - £1m    		 85% 2 year Fixed 31/03/2021 2.24% £0 +
    HMV and FTB - repayment only 22GC
    £5,000 - £1m    		 85% 3 year Fixed 31/03/2022 2.24% £0 +
    HMV and FTB - repayment only 22OI
    £5,000 - £1m    		 85% 5 year Fixed 31/03/2024 2.29% £0 +
    HMV and FTB - repayment only 22GD
    £5,000 - £750,000    		 90% 3 year Fixed 31/03/2022 2.24% £995 +
    HMV and FTB - repayment only 22OE
    £5,000 - £750,000    		 90% 2 year Fixed 31/03/2021 2.34% £995 +
    HMV and FTB - repayment only 21TD
    £5,000 - £750,000    		 90% 5 year Fixed 31/03/2024 2.44% £995 +
    HMV and FTB - repayment only 22FU
    £5,000 - £750,000    		 90% 2 year Fixed 31/03/2021 2.44% £0 +
    HMV and FTB - repayment only 22GE
    £5,000 - £750,000    		 90% 3 year Fixed 31/03/2022 2.49% £0 +
    HMV and FTB - repayment only 21TE
    £5,000 - £750,000    		 90% 5 year Fixed 31/03/2024 2.64% £0 +
    HMV and FTB - repayment only 21TJ
    £5,000 - £750,000    		 90% 10 year Fixed 31/03/2029 4.04% £0 +
    HMV and FTB - repayment only 22SV
    £5,000 - £250,000    		 95% 2 year Fixed 31/03/2021 3.14% £0 +
    HMV and FTB - repayment only 22GF
    £5,000 - £250,000    		 95% 3 year Fixed 31/03/2022 3.44% £0 +
    HMV and FTB - repayment only 21TF
    £5,000 - £250,000    		 95% 5 year Fixed 31/03/2024 3.64% £0 +
    HMV and FTB - repayment only 21TK
    £5,000 - £250,000    		 95% 10 year Fixed 31/03/2029 5.09% £0 +