Frequently Asked Questions – Additional Borrowing

Yes, once the application is fully submitted. Go to Guides and Forms to access the Adobe form and complete these steps:

• Complete your details.
• Submit form.
• Complete the applicant(s) details. All applicants named on the application must be included, as all will be required to sign the declaration.
• You’ll then receive an email from adobesign@adobesign.com. Please ensure you select ‘confirm my email address’ or the applicant(s) won’t receive the form to sign.
• The declaration will then go to each applicant to sign (one after the other if there is more than one applicant).
• Once signed and submitted, this will return to TSB where we’ll upload the declaration to the application within 24 hours of receipt.

Yes, whether completing the declaration digitally, electronically or by hand, all applicants named on the application must sign the declaration.

Yes, you can apply for an Additional Borrowing application as early as the month after the applicants Rate Switch has taken effect provided they have made at least 1 monthly payment on their new rate.

Yes, only if both applications are created in the same month and the index valuation is not being challenged on either application.

Once all documentation has been satisfied and the case is at offer the applicant(s) will have a 10 day reflection period. After this time if funds release was requested as ASAP then the funds will be released within the next 48 hours. If a funds release date has been entered then the funds will be released in line with the date provided.

If the applicant(s) require funds during their 10 day reflection period then confirmation that they are happy to waive the reflection period
is required. Once confirmation has been given, please contact your regional case management team to confirm this. Funds will be released
same day.

The contact information for your case management team can be found here.