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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

First Time Buyers

A First Time Buyer (FTB) is somebody who has not previously owned a property either in the UK or abroad. If an applicant has inherited a property then they can still be classed as a First Time Buyer for mortgage purposes.

To qualify for a FTB product, one applicant must not have previously bought or owned a property.