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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

Residency

Buy-to-Let mortgage applicants must have permanent rights to reside in the UK or for EEA and Swiss nationals have settled or pre-settled status which can be evidenced via a 'share code' and must have resided in the UK for the past 12 months.

All other applicants will need to provide evidence of their permanent rights to reside in the UK by one of the following:

  • A Biometric Residence Permit showing ‘indefinite’ rights to remain (also known as permanent residence).
  • Indefinite/Right of Abode UK Residency stamp in the passport.
  • Their share code. For more information about ‘share codes’ please see gov.uk/view-prove-immigration-status.
  • A letter from the Home Office confirming the applicant’s indefinite right to remain in the UK.

Applicants on visas are not acceptable for Buy-to-Let Purposes.

Brokers are required to advise the customer that any funds paid into the mortgage account from sanctioned countries are not accepted.