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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

Occupancy

Intending to reoccupy during the term

It is unacceptable to lend where there is intent for the applicants or an immediate family member (their spouse, civil partner, parent, brother, sister, child, grandchild or grandparent) to reside at the property in the future.

Occupancy restriction

Buy-to-Let properties that are subject to an occupancy restriction will be declined. 

Family occupancy

Letting to an immediate family member (their spouse, civil partner, parent, brother, sister, child, grandchild or grandparent) is not permitted on a new Business Buy to Let/Consumer Buy to Let mortgage. These must be processed as a Second Home Loan.