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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

Exposure limits

An individual or group of customers cannot have:

  • More than 1 main residence and 3 non main residence mortgaged properties with TSB. The non main residence properties include; Buy-to-Let, Second Homes, Existing Consent to Lease.
  • More than £2 million of non residential mortgages with TSB.
  • Landlords with more than 3 mortgaged Buy To Let properties, held in the customer personal name, limited company, or any other legal entity, either with TSB or other lenders are unacceptable.

Where a customer is a joint party to any mortgage loan(s) these, together with the exposure associated with them, will count towards these limits.