Skip to content
TSB home
  • News
  • Contact Us
    • Contact form
    • Feedback form
    • Contact a BDM
  • Log inLog inLogin to your account
  • Mortgages
    • Residential Range
    • Buy-to-Let range
    • Rate Switch
    • Fees and Charges
    • FAQs
  • Valuations
    • Valuation Fees
  • Criteria
    • Buy-to-Let Criteria
    • Residential Criteria
  • Guides and Forms
  • Tools and Calculators
    • Affordability calculator
    • Repayment calculator
    • BTL Calculator
  • Placing business

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

  1. Intermediaries
  2. Criteria
  3. Residential Criteria

  • Residential criteria

    Covid-19 Support

    We’ve temporarily changed some of our lending criteria to support our customers and brokers – visit our new Covid-19 support page for more information.

    Find out all about our lending criteria for new clients

    Here is an overview of our lending criteria for new Residential Mortgage clients. Whilst we aim to cover all relevant information, this criteria does not detail all our requirements and for anything you are unable to find, contact your BDM, or call our Telephone BDM experts on 0345 3073355, Option 3.

    • Lending Criteria

    Lending Criteria

    File Size: 300KB | Format: PDF

    		PDF

  • A-Z by Criteria

    A-Z by Subject

    By Category

    • Money
    • Mortgage
    • Property
    • Remortgages
    • Work

    Clear Filter

    Contractors

    Employment contractsConstruction Industry Scheme (CIS) Contractors Probationary contractsZero hours contractsDay Rate Contractors

    Employed applicants

    UK residents not paid in sterling

    Foreign nationals

    Non EU StatesSource of fundsUnacceptable CategoriesRefugees

    Income, Treatment - Main Income

    Income, Treatment - Other Income

    Income, Verification - Main Income

    Income, Verification - Other Income

    Lending into retirement

    Verifying Anticipated Retirement IncomeOther IncomeClient is already Retired

    Maternity/paternity/adoption leave

    Self Employed Applicants

    Acceptable Income Verification Documents
  • Terms and conditions
  • Privacy
  • Security
  • Accessibility statement
  • Site map
  • Cookies Policy
TSB

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

TSB Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 191240.

TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no. SC95237. Copyright © 2020, TSB Bank plc (“TSB”) save to the extent any such copyright is licensed to TSB. All rights reserved. This website contains material which is owned by or licensed to TSB.