If a product is portable this is outlined in the original mortgage offer and supporting documentation.

Where TSB Standard Variable Rate is the reversionary rate which applies to the product being ported, it will continue to be the reversionary rate for the amount of the new mortgage which is on the ported product.

The follow-on tracker rate on our First Time Buyer products is not portable.

For joint porting applications where one of the applicants is a First Time Buyer a stressed rate of interest of 6.6% will be used.

Any extra amount borrowed on the new mortgage must be on a current product and the reversionary rate which applies to that product and the amount on it will be the TSB Homeowner Variable Rate.

If you want to port an existing mortgage, please call us on 0345 307 3355 (Option 3) before keying the application.