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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

  1. Intermediaries
  2. Criteria
  3. Buy-to-Let Criteria

  • Buy-to-Let criteria

    Covid-19 Support

    We’ve temporarily changed some of our lending criteria to support our customers and brokers – visit our new Covid-19 support page for more information.

    Find out all about our lending criteria for new clients

    Here is an overview of our lending criteria for new Buy-to-Let Mortgage clients. Whilst we aim to cover all relevant information, this criteria does not detail all our requirements and for anything you are unable to find, contact your BDM, or call our Telephone BDM experts on 0345 3073355, Option 3.

    • Lending Criteria

    Lending Criteria

    File Size: 112KB | Format: PDF

    		PDF

  • A-Z by Criteria

    A-Z by Subject

    By Category

    • Money
    • Money & Problems
    • Mortgage
    • Property
    • Work

    • ABCDEFGHIJKLMNOPQRSTUVWXYZ

    • A

      Adverse Credit

      CCJs/defaultsArrearsBankruptcy / IVA / Debt Relief Order

      Affordability

      Availability

      Back to top

    • D

      Deposits

      Family GiftVendor Deposits and Cashbacks (non new build properties)
      Back to top

    • E

      Employment

      Exposure limits

      Back to top

    • L

      Large Loans

      OverviewKey CriteriaSubmitting an application
      Back to top

    • N

      New build properties

      New build cash incentives
      Back to top

    • O

      Occupancy

      Occupancy restrictionFamily occupancy
      Back to top

    • P

      Portability

      Product Transfers

      Property

      ConditionEnergy ratingLeasehold propertyEstate Management ChargesGround RentHigh rise flatsFlats above business premisesStudio flatsEx local authority propertiesUnacceptable propertiesNumber of Rooms
      Back to top

    • R

      Rate Switch

      Remortgages

      Capital raisingDebt consolidation

      Residency

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    • S

      Scheme compatibility

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    • T

      Tenancy requirements

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    • U

      Unacceptable lets

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