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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

Residential criteria

Find out all about our lending criteria for new clients.

Here is an overview of our lending criteria for new Residential mortgage applicants. Whilst we aim to cover all relevant information, this criteria does not detail all our requirements and for anything you are unable to find, contact your BDM, or call our Telephone Business Development Managers via your regional case management team , (option 3).

Latest criteria changes

View our latest criteria changes

Last updated 17 July 2025

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Most popular criteria

Income Treatment

LTV & Lending limits

Minimum / Maximum age

New build properties

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