Intending to reoccupy during the term

Customers looking to let temporarily during the mortgage term and then themselves or a family member reoccupy will not be approved for lending.


Occupancy restriction

Buy-to-Let properties that are subject to an occupancy restriction will be declined. 

Family occupancy

Letting to family members is not permitted on a new Buy-to-Let mortgage. These must be processed as a Second Home Loan.