Intending to reoccupy during the term

Customers looking to let temporarily during the mortgage term and then themselves or a family member reoccupy will not be approved for lending.


Occupancy restriction

Buy-to-Let properties that are subject to an occupancy restriction will be declined. 

Family occupancy

Letting to an immediate family member (their spouse, civil partner, parent, brother, sister, child, grandchild or grandparent) is not permitted on a new Business Buy to Let/Consumer Buy to Let mortgage. These must be processed as a Second Home Loan.