Affordability calculator | TSB Intermediaries

Mortgage affordability calculator

This calculator will give you a broad indication of the amount we are able to lend. It's designed for guidance purposes only.

The actual loan amount available is subject to our usual underwriting requirements and a successful credit search. Please be aware that loans above 90% LTV may be subject to a lower recommended loan amount once a credit check has been carried out.

Your client income

Please enter details of your client's income

	Applicant 1	Applicant 2
Basic annual income (before tax)	£ * Please use a number	Basic annual income (before tax), applicant 2 £ * Please use a number
Annual reg / guaranteed overtime	£ * Please use a number	Annual reg / guaranteed overtime, applicant 2 £ * Please use a number
Annual reg / guaranteed bonus	£ * Please use a number	Annual reg / guaranteed bonus, applicant 2 £ * Please use a number
Annual reg / guaranteed commission	£ * Please use a number	Annual reg / guaranteed commission, applicant 2 £ * Please use a number

Other income

Total income	£ 0	£ 0
Other income type 1	Other income type 1 value, applicant 1£ * Please use a number	Other income type 1 value, applicant 2£ * Please use a number
Other income type 2	Other income type 2 value, applicant 1£ * Please use a number	Other income type 2 value, applicant 2£ * Please use a number
Other income type 3	Other income type 3 value, applicant 1£ * Please use a number	Other income type 3 value, applicant 2£ * Please use a number
Other income type 4	Other income type 4 value, applicant 1£ * Please use a number	Other income type 4 value, applicant 2£ * Please use a number

Your client expenditure

Please enter details of your client's expenditure

Please only include details of commitments that will not be repaid on completion of this mortgage. Where a balance is shared by both applicants only enter once.

	Applicant 1	Applicant 2
Total monthly commitments	£ 0	£ 0
Monthly loan/hire purchase commitments	£ * Please use a number	Monthly loan/hire purchase commitments, applicant 2£ * Please use a number
Credit Cards/Overdraft (outstanding balance)	£ * Please use a number	Total credit card/overdraft balances, applicant 2£ * Please use a number
Additional monthly costs	£ * Please use a number	Additional costs, applicant 2£ * Please use a number

Residential Mortgages to Continue

Current Mortgage Balance	£ * Please use a number
Remaining Mortgage Term	Years * Please use a number
Monthly payment at completion	£ * Please use a number

Your client's personal & mortgage details

Please enter the details of your new mortgage request

Number of adults party to mortgage

Dependants

Mortgage term: Years

LTV: %

Indicative loan amount £0*

* This is an indication of the amount that you might be able to borrow on a capital repayment basis. The exact amount will depend on the results of a credit check, the proportion of the property's value you wish to borrow and your particular needs and circumstances.

Please note: this calculator is not suitable for cases where (i) the applicant has other Buy To Let (BTL) mortgages in the background and the rental income from these properties is being used to cover mortgage payments against them and (ii) where borrowing will continue into retirement. To discuss borrowing under these circumstances please call 0345 307 3355 (option 3).