This calculator will give you a broad indication of the amount we are able to lend. It's designed for guidance purposes only.
The actual loan amount available is subject to our usual underwriting requirements and a successful credit search.
Please be aware that loans above 90% LTV may be subject to a lower recommended loan amount once a credit check has been carried out.
If you are including Universal Credit in your income, use the Universal Credit calculator first to determine the correct amount, and enter this figure accurately in the affordability calculator below.
This calculator is not suitable for any additional borrowing. To discuss additional borrowing please get in touch with our Telephone Business Development Managers via your regional case management team (option 3).
If only one result is provided, it indicates that the maximum loan amount is the same regardless of product term.
This is an indication of the amount that you might be able to borrow on your chosen repayment basis. The exact amount will depend on the results of a credit check, the proportion of the property's value you wish to borrow and your particular needs and circumstances.
For lending at 95% LTV, any product fee must be included in the loan amount. The lending figure should therefore be reduced to ensure the fee is contained within the maximum affordability limit.
Please note: this calculator is not suitable for cases where (i) the applicant has less than 10 years until retirement and borrowing will continue into retirement. To discuss borrowing under these circumstances please get in touch with our Telephone Business Development Managers via your regional case management team (option 3).