Offer expiry

The offer expiry date is aligned with the product latest completion date which is usually 4 or 5 months from the date the product was launched.


Split loans

Where there is more than one loan on different fixed-rate products with different drawdown deadline dates, the earliest drawdown deadline date will apply.


Ported loans

With ported products the latest completion date that applied when the loan was taken out is no longer appropriate.

If the applicant is porting a product and also taking out new lending on a currently available product then the latest completion date applicable to the new product will be shown as the offer expiry date.

If there is no additional new lending and the applicant is borrowing the same amount or less than is on their ported product, the offer expiry date/latest completion date will be 12 months from the date of offer.