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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

Maternity/paternity/adoption leave

We can use the applicant's salary prior to going on maternity leave subject to confirmation that they will return to work on the same terms. If terms will be different, the new level of income they expect to receive must be established. If the applicant does not intend to return to work, this income must not be used in the affordability assessment. Other income that is affected must also be considered.