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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

Tenancy requirements

A maximum of 4 unrelated occupiers/ tenants in England & Wales, 3 in Scotland.

  • In England, an AST (Assured Shorthold Tenancy) is required under the Housing Act 1988.
  • In Scotland, a PRT (Private Residential Tenancy) is required under Private Housing (Tenancies) (Scotland) Act 2016.
  • In Wales, an Occupation Contract is required under the Renting Homes (Wales) Act 2016.

A maximum 12 months' tenancy term is acceptable for cases in England & Wales.

The following types of tenancies are not acceptable:

  • Multiple tenancies where each tenant signs a separate agreement and/or has separate facilities.
  • Rent Act protected tenants or an agent of these.
  • A tenant or anyone else who lives at the property who has diplomatic immunity.
  • Intended letting to housing association or local authority.
  • Asylum seekers.