Availability

  • Available to both purchase and remortgage customers.
  • Maximum of 4 applicants.
  • Maximum loan size £500k.
  • Maximum 75% LTV.
  • Available to UK residents only (BFPO personnel permitted).
  • Not available to first time buyers (Any applicant).
  • Minimum age at application - 25 (Both applicants).
  • Maximum age at the end of the term is 75.
  • Maximum term is 40 years.
  • Minimum property valuation - £50,000.
  • The applicants must have a minimum income per application of £25k per annum. For joint applications this can be a combined income (e.g. Applicant 1: £15k, Applicant 2: £10k).
  • Self employed - Applicant must have owned the business for a minimum of one year.
  • We will lend to landlords with a maximum of 3 mortgaged Buy To Let properties, either with TSB or other lenders