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HMV and FTB - repayment only

Fixed rate

Product code: INC852

Description:
2 year Fixed
LTV amount:
80 - 85%

Features and benefits

Product rate:
1.44% fixed until 31/01/2020
Latest completion by:
30/04/2018
Loan band:
£5,000 - £1m
(max loan size includes all fees)

Commitments

Product fee:
£995
Early repayment charge:
2% to 31/01/2019
1% to 31/01/2020

Additional info

Availability
This product is not available for shared equity/ownership cases and a product from the specified range needs to be selected.

Only available when taken on a repayment basis.

This product is not available to retirement home plan or consent to lease customers.

Incentives
Product fees can be added on completion.

MAF to be waived.

Risks

Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England base rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.