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FOR THE USE OF MORTGAGE INTERMEDIARIES & OTHER PROFESSIONALS ONLY

  1. Intermediaries
  2. Criteria
  3. Buy-to-Let Criteria

  • Buy-to-Let criteria

    Covid-19 Support

    We’ve temporarily changed some of our lending criteria to support our customers and brokers – visit our new Covid-19 support page for more information.

    Find out all about our lending criteria for new clients

    Here is an overview of our lending criteria for new Buy-to-Let Mortgage clients. Whilst we aim to cover all relevant information, this criteria does not detail all our requirements and for anything you are unable to find, contact your BDM, or call our Telephone BDM experts on 0345 3073355, Option 3.

    • Lending Criteria

    Lending Criteria

    File Size: 112KB | Format: PDF

    		PDF

  • A-Z by Criteria

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    • A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

    • A

      Adverse Credit

      Arrears

      Affordability

      Availability

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    • B

      Bankruptcy / IVA / Debt Relief Order
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    • C

      CCJs/defaultsConditionCapital raising
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    • D

      Deposits

      Debt consolidation
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    • E

      Employment

      Exposure limits

      Energy ratingEstate Management ChargesEx local authority properties
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    • F

      Family GiftFamily occupancyFlats above business premises
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    • G

      Ground Rent
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    • H

      High rise flats
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    • K

      Key Criteria
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    • L

      Large Loans

      Leasehold property
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    • N

      New build properties

      New build cash incentivesNumber of Rooms
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    • O

      Overview

      Occupancy

      Occupancy restriction
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    • P

      Portability

      Product Transfers

      Property

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    • R

      Rate Switch

      Remortgages

      Residency

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    • S

      Submitting an applicationStudio flats

      Scheme compatibility

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    • T

      Tenancy requirements

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    • U

      Unacceptable properties

      Unacceptable lets

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    • V

      Vendor Deposits and Cashbacks (non new build properties)
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